Derek has many years of UK multi-banking experience and has been focused on health and for social care for 17 years. Joining Clydesdale Bank in 2010 he was tasked with creating a dedicated sector proposition and growing the bank’s appetite to support health and social care businesses and the third sector across the UK. Derek now runs a team of 23 dedicated to the sector which is now the second largest segment within the business bank, now known as Virgin Money, at more than £1.2 billion. With this wide knowledge of social care and real estate the team has financed well over 100 new build developments in the past eight years. The portfolio also includes owner-managed, sponsor-led, corporates and dedicated sector real estate lending across a broad spectrum of subsectors. Derek is an ambassador for Championing Social Care.